Just because it’s a bathing suit cover-up doesn’t mean you can’t wear the cardigan on its own. The skirt might be a little bit more difficult, but you could always wear a slip with it and that would work too. I ordered the medium in the cover-up. Walmart skirt, size medium, but I’d like to exchange it for a small. It runs big. Quince cotton crewneck Tea is the perfect tea for Summer My Chloe bag is several hundred dollars off retail. I ordered it from this site. It was delivered quickly with a certificate of authenticity. I highly recommend it. I go back-and-forth between the relief and the 3-D precision bras by Eby. Use my code NANETTEFS15 for 15% off and free shipping. LTKItBag LTKSeasonal LTKFindsUnder50